Government-backed savings schemes with safety and steady returns
Kasliwal Capital, an AMFI Registered Mutual Fund Distributor, helps you invest in Postal Savings schemes that are secure, reliable, and backed by the Government of India.
Postal Savings schemes offer fixed returns, capital protection, and tax benefits, making them ideal for conservative investors seeking low-risk avenues.
Key Benefits of Postal Savings
Safety of Capital
Backed by the Government of India, ensuring secure returns.
Fixed Returns
Guaranteed interest as per scheme rates, payable periodically or at maturity.
Tax Benefits
Certain schemes offer deductions under Section 80C of the Income Tax Act.
Flexible Tenure
Choose short-term or long-term schemes based on your needs.
Accessibility
Available across post offices nationwide for easy investment.
Low Risk
Minimal market risk with predictable and steady growth.
Popular Postal Savings Schemes
Post Office Savings Account
Basic savings account with regular interest and liquidity.
Monthly Income Scheme (MIS)
Regular monthly income with fixed interest rate.
Public Provident Fund (PPF)
Long-term tax-saving investment with compounding benefits.
Senior Citizens Savings Scheme (SCSS)
High-interest scheme for senior citizens with periodic payouts.
Kisan Vikas Patra (KVP)
Government-backed certificates doubling investment over time.
Risks to Consider
- Interest Rate Risk: Returns are fixed; inflation may reduce real value.
- Liquidity Risk: Certain schemes have lock-in periods or premature withdrawal penalties.
- Limited Growth: Returns are moderate compared to market-linked instruments.
Looking to invest in safe and government-backed schemes? Kasliwal Capital guides you through Postal Savings options to secure your capital and earn steady returns.
Get StartedKasliwal Capital is an AMFI Registered Mutual Fund Distributor. Postal Savings schemes are government-backed but subject to scheme-specific terms and conditions. Please read all details carefully before investing.